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| Method | Deposit Cut-off Time | Receiving Time |
|---|---|---|
| FPS | Before 11:30am (Trading days) | After 1pm |
| 11:30am – 4pm (Trading days)* | Before US market opens | |
| Bank Transfer/ Cheque | Before 4pm (Trading days)^ | Before US market opens |
* If the deposit is made after 4pm, the receiving time will be on the next Hong Kong trading day after 1pm.
^ Deposits made before 4pm will be reflected in your statement on the same trading day.
| Withdrawal Cut-off Time | Receiving Time |
|---|---|
| Before 11:00am (Trading days)# | 6pm |
# Any withdrawal instruction received after the cut-off time is considered to be effective on the next business day.
# The cut-off time of withdrawal is 11am on every business day, and is subjected to UOB Kay Hian's receipt time.